Conventional Home Loans


Most lenders would consider a conventional mortgage as a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs) that provide liquidity in the mortgage market.

Conventional loans have more stringent guidelines and are more credit sensitive than government loans.  However for home owners and buyers that qualify, conventional loans typically offer better monthly payments and are less expensive than government loans.

Envoy Mortgage is proud to announce we are one of a few lenders that are offering conventional loans with only a 3% down payment and conventional loan programs with no mortgage insurance.  Envoy Mortgage Colorado provides our clients with more conventional loans programs and options than any other lender in Colorado.

For more information on conventional loans in Colorado with Envoy Mortgage.